⚠ No work anchor, no data, no score. The idea exists in isolation — reviewers can't evaluate it or connect it to anything live.
Submitted idea — week 1
LB
Lars Brandt
Industrial Safety · Team lead
Under review
Idea title
Risk scoring API for insurance partners
Current work connection
Not filled in
Description
We have a lot of hazard assessment data from our clients. Insurance companies would probably pay for access to this kind of risk data. We could build an API and charge for it.
Supporting data
None attached
Estimated revenue impact
Not specified
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Innovation index
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Revenue potential
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Customer impact
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Future readiness
✓ Anchored to live work. Data pulled from a report already open. Reviewable, scoreable, and directly connected to something happening today.
Refined submission — week 3
LB
Lars Brandt
Industrial Safety · Team lead
Shortlisted
Idea title
Risk scoring API for insurance underwriters
Current work connection
Active hazard assessment programme — chemical sector, 12 client sites in Bavaria and Baden-Württemberg. Running since Q1 2025. Data already structured and updated quarterly in Power BI.
Description
Our team holds structured hazard assessment records across 340+ active industrial clients. Packaged as a real-time API, this data enables insurance underwriters to price industrial risk faster than manual survey methods.
Supporting data
Active industrial client records340+
Avg. assessment events per client / year12
Comparable API pricing (market rate)€4–12 / call
Projected yr-1 revenue (conservative)€280,000
Target segment — DACH insurers62 firms
📊 Built with Power BI — Industrial clients Q1 2025 report
Estimated revenue impact
€280K–€850K in year 1 depending on API tier adoption. Scalable to wider EU market in year 2.